Digital Currencies and Their Potential for Banks in Ukraine
DOI:
https://doi.org/10.5281/zenodo.15575104Keywords:
financial inclusion, banking innovation, digital infrastructure, regulatory policy, CBDC implementationAbstract
This study aims to explore the potential of digital currencies for enhancing banking operations in Ukraine. A mixed-methods approach was applied, combining analysis of international digital currency models with expert interviews from the Ukrainian banking sector. The results highlight key opportunities, including improved transaction efficiency, cost reduction, and financial inclusion. However, regulatory uncertainty and technological infrastructure remain challenges. The findings underscore the need for a balanced regulatory framework and investment in digital infrastructure to support future integration of digital currencies into Ukraine’s banking system.
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Copyright (c) 2025 Arsenii Tverdokhlib, Pavlo Troschinskiy, Alla Davydiuk
This work is licensed under a Creative Commons Attribution 4.0 International License.